Are there any fees for using MiFinity eVoucher?

Are There Any Fees Associated with Using MiFinity eVouchers in the UK?

If you’re looking for a convenient, secure, and flexible way to fund your online transactions, MiFinity eVouchers are a great option. But at what cost does this convenience come?  Read on to find out if there are any fees involved in using MiFinity eVouchers in the UK. Including a few important things to keep in mind to avoid unexpected costs.

What are MiFinity eVouchers?

A MiFinity eVoucher is a single-use prepaid payment method. You can redeem it directly on a partner website, or you can use it to top up your MiFinity eWallet. Once topped up, your eWallet allows for additional functionality, such as money transfers between wallets, and money withdrawals (e.g. into your bank account). MiFinity eVouchers are ideal if you want to control your spending, protect your privacy online, or simply don’t have a bank account (and aren’t interested in having one). You can buy a MiFinity eVoucher online anytime you need it. Codes are delivered instantly by email, and are ready to redeem. 

Are there fees for using MiFinity eVouchers?

The good news: There are no fees for buying or redeeming a MiFinity eVoucher itself. However, if you deposit your MiFinity eVoucher into an eWallet, some standard fees may apply, depending on how you use your wallet. For example: 
  • Depositing your eVoucher into your eWallet comes with a fee of 4.5% of the voucher value. 
  • Withdrawing funds from your eWallet costs a different amount depending on the manner of withdrawal. Some types of withdrawal have a fixed fee, and others cost a percentage of the transaction value. 
  • Transfers from your MiFinity Wallet into someone else’s MiFinity Wallet costs 1% of the transaction, with a maximum of EUR 10. Receiving money is free. 
  • Currency conversion: If you're paying in a different currency than your wallet’s base currency, MiFinity applies a currency conversion fee of 2.99% on the exchange rate.
  • Inactivity fee: If you don’t log in or use your MiFinity account for 12 months, an inactivity fee of EUR 1 per month will start being deducted from your wallet balance.
Tip: To avoid unnecessary conversion fees, make sure your wallet is set to GBP (if you’re in the UK) and buy GBP vouchers.

How to use MiFinity eVouchers

If you don’t have a MiFinity eWallet, or want to avoid the fees associated with using it, don’t worry. An eWallet is not mandatory in order to use your MiFinity eVoucher. You can spend it directly on any of the MiFinity partner websites, without paying unnecessary fees. If you’re looking to pay on a partner website, all you need to do is navigate to the checkout page, select MiFinity as your payment option, and enter the unique 20-digit PIN received upon purchasing your eVoucher. 

Deposit into your MiFinity eWallet

If you have a MiFinity eWallet and prefer to deposit your eVoucher there, that’s quick and easy to do in the MiFinity app. Simply follow these steps:
  1. Log into your MiFinity eWallet.
  2. Select 'Deposit,' and choose MiFinity eVoucher as the payment method.
  3. Enter your 20-digit PIN when prompted. 
  4. Done! The funds will be available instantly, enabling you to make payments to any of MiFinity's 650+ partner websites across various sectors, including iGaming, travel, forex, and eCommerce. 

How to avoid or minimise fees for using MiFinity eVouchers

Luckily, there aren’t any fees associated with using MiFinity eVouchers directly on partner websites. However, if you’re depositing your eVouchers into your MiFinity wallet, there are ways to make sure you minimise fees while still making the most of the extra functionality you’re getting. Here are some tips:
  • Stick to GBP transactions if you’re based in the UK, and avoid currency conversion costs.
  • Consolidate transfers: avoid multiple wallet-to-wallet transactions that each incur a 1% fee. It’s better to send a larger amount at once, rather than smaller amounts in multiple transactions.
  • Use your funds to pay directly on merchant websites to avoid unnecessary withdrawal or transfer fees.
  • Always check your merchant’s currency before paying—some charge in EUR or USD, which may lead to conversion charges if you’re paying from your GBP MiFinity wallet.

Need more funds? Buy a MiFinity eVoucher online.

Even if you become a true pro at avoiding MiFinity fees, sooner or later you will run out of funds. Luckily, buying a MiFinity eVoucher through Mobiletopup.co.uk is a straightforward process, and you can do it easily from anywhere. Here’s how it works:
  1. Go to the MiFinity page on Mobiletopup.co.uk. 
  2. Select your desired voucher value: Choose from £20, £50, £100, and £150 eVouchers.​
  3. Choose your preferred payment method: Pay securely using debit or credit card, PayPal, or Google Pay.​
  4. Receive your eVoucher: Upon successful payment, you'll receive your unique 20-digit eVoucher code instantly via email. 

The bottom line on MiFinity fees

MiFinity eVouchers offer an easy and secure way to pay online and share zero sensitive details. You don’t even need to have a bank account to use MiFinity! While the eVouchers themselves come with no fees, understanding how to use your MiFinity wallet wisely can help you steer clear of any avoidable charges. With the tips above, you’ll be able to make the most of your eWallet transactions, and if you run out of funds - you can always buy a MiFinity eVoucher online on Mobiletopup.co.uk.
Frequently Asked Questions
You can either pay directly with it on partner websites, or deposit it into a MiFinity eWallet. You can manage and top up your eWallet directly in the MiFinity app.
The voucher itself is fee-free. However, MiFinity eWallet transactions and deposits may carry fees. For the updated rates, always check the MiFinity website.
MiFinity eVouchers are available in 16 currencies. Ensure you purchase an eVoucher in the currency that matches your MiFinity eWallet to avoid conversion fees.
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At Mobiletopup.co.uk it's not only possible to top up phone credit for several providers within 30 seconds, you can also purchase game vouchers and entertainment vouchers. The checkout process is safe and reliable. After a successful payment, you will immediately receive an email or text containing your voucher code.
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