How to Top Up Your PSN Credit: A Step-by-Step Guide

As a PlayStation user, you probably know what PSN credit is and what you can do with it. If you want access to the full suite of gaming experiences the PlayStation Store has to offer, you need to make sure you always have enough PSN credit in your wallet. We’ll make sure you know all there is to know about topping up your PSN credit—with or without a credit card. Let’s get started!

What is PSN credit?

PSN credit is the digital currency in your PSN Wallet. With your PSN credit, you can buy anything on the PlayStation Store or even pay for your PS Plus subscription. PSN credit is simple to use and there are many ways to top it up, even if you don’t have a credit card.

Why top up your PSN credit?

When you want to buy something on the PlayStation Store, your PSN credit is the default payment method. In case you don’t have sufficient funds in your PSN Wallet, you can add an additional payment method to complete your purchase. So, while you can technically buy games and subscriptions without PSN credit, there are several benefits to adding funds to your PSN wallet:

No need for a credit card: If you don’t have a credit card or prefer not to use it for online purchases, then there are many other ways to add PSN credit to your wallet, and you can rest assured your funds are secure.
Budget-friendly: Preloading your PSN wallet with credit helps you stick to a gaming budget and avoid unexpected charges.
No expiration: Once you add PSN credit, it never expires, so you can set aside funds for future purchases.

How to top up your PSN credit: A step-by-step guide

Adding funds to your PSN wallet is a straightforward process. In the UK PlayStation Store, you can do so using the following payment methods:

PSN card
Credit card (AMEX, Visa, Mastercard)
PayPal
Paysafecard
Mobile payment (O2, Three, EE).

Here’s how each of these payment methods works.

Buying PSN credit with a PSN card

While there are more methods to top up your PSN Wallet, a PSN card is one of the safest and most convenient in terms of budget management. With a PSN card, you don’t need to enter any banking details on the PS Store, and you have less risk of overspending. Here’s how you can use your PSN card for PSN credit:

Buy your PSN card quickly and securely online.
Receive your 12-digit code in your inbox immediately.
Go to the PlayStation Store on your console or through your account on the PlayStation website and redeem your PSN card.
Done! Your PSN credit is now in your wallet and ready to use.

Buying PSN credit with a credit card

Go to the PlayStation website and select Sign In from the top right.
Select your profile icon from the top right of the screen.
Select Payment Management > Add Funds.
Select credit card as your payment method.
Select the amount you want to add to your Wallet and follow the prompts to complete the transaction.

You can also buy PSN credit with your credit card directly from your console. On PS4, go to the Settings > Account Management > Account Information > Wallet. On PS5, go to Settings > Users and Accounts > Account > Payment and Subscriptions.

Buying PSN credit with PayPal

To add funds to your PSN Wallet using PayPal, follow the same steps as when using a credit card. However, when prompted to select a payment method, choose PayPal instead. You will be asked to log into your PayPal account to complete your transaction.

Buying PSN credit with paysafecard

Paysafecard is a prepaid credit card you can easily buy online. You’ll receive a 16-digit paysafecard PIN in your inbox, which you’ll need in order to make payments. Already have a paysafecard code? Here’s how to use it to buy PSN credit:

Turn on your PS4 or PS5 console, or go to the PlayStation website.
Navigate to the PlayStation Store.
In the store, locate the "Account management" section, and then click on Funds -> Add Funds.
Select paysafecard as your payment method. This will allow you to use your paysafecard PIN to buy PSN credit. If you have a paysafecard account, you can also use your account balance to complete the transaction. For this, you will need to log into your account at this point. Simply follow the on-screen instructions.
Done!

Buying PSN credit with your mobile

In the UK, you have the option to use mobile payment for purchases on the PlayStation Store, including topping up your PSN Wallet. This option is only available for EE, Three, and O2 users. Here’s how it work:

Sign in to the PlayStation Store.
Select Payment Management > Add Funds.
Select your mobile number or Add a Mobile Account.
Choose the amount you would like to top up and carefully enter your phone number.

To top up using mobile payment on your console, navigate the Wallet section of your Account and select Pay by Mobile.

Where to buy PSN cards

If you’re interested in buying PSN credit with a PSN card, good for you! It’s a safe, convenient, and budget-friendly option. To make it even easier, make sure you buy PSN cards only from trusted online retailers like Mobiletopup.co.uk, where you can choose from a range of card values and enjoy instant delivery. Ready to try? Find out all about where you can buy PSN cards.

Top up your PSN credit to stay on top of your game

As you’ve seen by now, topping up your PSN credit is easy, secure, and flexible. Whether you use a PSN card, credit card, PayPal, or your mobile, you’ll have quick access to all that the PlayStation Store has to offer. Just make sure you always keep an eye on your remaining balance to avoid unpleasant interruptions to your game.

Frequently Asked Questions

How do I top up my PSN wallet?

You can top up your PSN wallet by redeeming a PSN card code, available from retailers like Mobiletopup.co.uk, or by adding funds directly through PayPal, a credit card, or your mobile (EE, Three, O2).

What payment methods can I use to add PSN credit?

You can top up your PSN Wallet with a credit card, PayPal, paysafecard, mobile payment, or a PSN card.

Is there a limit to how much PSN credit I can add?

Yes, PlayStation imposes a maximum wallet limit, which may vary by account type. Be sure to check your account details.

How long does it take for PSN credit to be added to my account?

Whichever payment method you use to buy PSN credit, the funds will be immediately added to your account, so you can start shopping right away.

Can I use PayPal to top up my PSN credit?

Yes, PayPal is a convenient and secure option for adding funds to your PSN wallet directly through the PlayStation Store.

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