Buy Xbox Gift Card with Pay by Bank

Mobiletopup.co.uk is a certified reseller of Xbox Gift Card
Xbox Digital Gift Card £5 5
£ 5.00Xbox Gift Card £5
Direct delivery

Xbox Gift Card £15 15
£ 15.00Xbox Digital Gift Card £15
Direct delivery

Unfortunately, this product is currently out of stock.
Xbox Gift Card £25 25
£ 25.00Xbox Digital Gift Card £25
Direct delivery

Unfortunately, this product is currently out of stock.

Buy Xbox Gift Card with Pay by Bank

Pay by Bank connects your purchase straight to your bank account. The payment runs on Visa, Mastercard, or Maestro rails, so the method works with most banks in Europe.On Mobiletopup.co.uk, that direct flow turns into a quick and reliable way to fund your gaming. You pick the Xbox Gift Card amount, choose Pay by Bank at checkout, and confirm in your banking app. The transfer clears right away, and your digital code appears on screen with a copy in your inbox.Every code you buy through Mobiletopup.co.uk comes straight from Microsoft. As a certified reseller, Recharge guarantees security, authenticity, and instant delivery. Pay by Bank gives you the speed of a direct transfer, and Recharge adds the trust and convenience that makes the whole process work smoothly.

How to buy Xbox Gift Card with Pay by Bank

Pay by Bank follows the flow of a standard online payment, but it removes the friction. Here’s how it works:
  1. Go to Xbox Gift Card on Mobiletopup.co.uk or open the Recharge app.
  2. Choose your Xbox gift card value (£5, £10, £15, £20, £25, £30, £35, £40, £50, £70 or £100).
  3. Enter your email address so the code can be sent securely.
  4. Select Pay by Bank at checkout.
  5. Pick Visa, Mastercard, or Maestro from the list, then choose your bank. Pay by Bank runs on the same rails as your debit card, so the payment moves securely through your own banking app.
  6. Log into your bank’s secure environment and approve with your passcode, fingerprint, or face ID.
  7. See your Xbox Gift Card code on screen instantly, and get a copy sent to your email.

Why pay for Xbox Gift Card with Pay by Bank?

Pay by Bank has become a trusted option for online payments in Europe because it works directly with your bank. On Mobiletopup.co.uk, this method gives you more than just convenience. Here are the benefits of paying for Xbox gift cards with Pay by Bank: 
  • Your Xbox Gift Card code appears instantly once the transfer clears.
  • Payments move straight from your bank account balance. You don’t have to deal with credit bills.
  • The approval happens inside your banking app or online portal. Security relies on the same PIN or biometric check you already use.
  • Pay by Bank works with Visa, Mastercard, and Maestro, so most banks support it.
  • Mobiletopup.co.uk guarantees that every Xbox Gift Card is authentic and redeemable the moment you buy it.

Advantages of buying Xbox Gift Card with Pay by Bank

Pay by Bank is basically the straight line between your bank and your Xbox code. You don’t need to fish for a card or type out numbers. The nice part about doing this on Mobiletopup.co.uk is the reliability. It’s a secure, predictable way to pay, with bank-level authentication behind every purchase. So if you’re topping up your own Microsoft Xbox account or sending a gift, the combination of Mobiletopup.co.uk’s instant delivery and Pay by Bank’s simplicity makes the process fast, safe, and hassle-free.
BenefitWhat it means for you
Instant code deliveryYour Xbox Gift Card appears on screen as soon as your bank approves the transfer. A copy is also sent to your email.
No extra feesPay by Bank adds no payment fees on Mobiletopup.co.uk. You pay only for the gift card.
Direct from your bankThe payment comes straight from your balance through Visa, Mastercard, or Maestro. You stay in control of spending.
Bank-level securityApproval happens inside your banking environment with the same checks you use daily. Your details never pass to Mobiletopup.co.uk.
Wide availabilityWorks with most major banks across Europe. You don’t need to set up a new service.
Certified resellerEvery Xbox Gift Card comes directly from Microsoft’s official supply chain. You never risk buying an invalid code.
Frequently Asked Questions

Can I buy an Xbox Gift Card with Pay by Bank?

Yes. On Mobiletopup.co.uk you can choose Pay by Bank at checkout. Pick your bank, approve the transfer, and your Xbox code shows instantly on screen and in your inbox.

Are there any fees when paying with Pay by Bank?

No. You only pay for the Xbox Gift Card amount you select. Mobiletopup.co.uk shows the full price upfront before you confirm.

Is Pay by Bank safe for Xbox Gift Cards?

Yes. The payment runs inside your bank’s own system with its usual security checks. Mobiletopup.co.uk never sees your login details and delivers only official Xbox codes.

Do I need a card to use Pay by Bank?

No. The payment comes directly from your bank account. You just approve the transfer through your banking app or online banking.

Can I use Pay by Bank if I’m abroad?

Yes. As long as your bank supports Pay by Bank, you can buy Xbox Gift Cards on Mobiletopup.co.uk from anywhere and get your code instantly.

What can I spend my Xbox Gift Card on?

Your credit works for everything in the Microsoft Store: new games, Game Pass, films, apps, and more. Once you redeem the code, the balance sits in your Microsoft account until you use it.
Instant code delivery by email
Safe & secure payment
Certified reseller
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At Mobiletopup.co.uk it's not only possible to top up phone credit for several providers within 30 seconds, you can also purchase game vouchers and entertainment vouchers. The checkout process is safe and reliable. After a successful payment, you will immediately receive an email or text containing your voucher code.
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