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30/04/2020 - 

Choosing the best prepaid credit card for you: a side-by-side comparison

Which prepaid credit card best fits your need

If you’re in the market for a prepaid credit card, you’ve found the right place. With a wide range of products, mobiletopup.co.uk offers the prepaid card for you. But how do you decide which one to choose? To help you with that, we’ll give you a comparison of the prepaid credit cards offered via paysafecard,CASHlib, Ticket Premium and Neosurf.

Check out our prepaid credit cards

If you already know your must-haves in a prepaid card, the comparison chart below can help you make a quick choice. For those of you who like a few more details, read on to find what the key features of all our prepaid credit cards are, and what each of them is best suited for.

Let’s get started.

Compare prepaid credit cards for the best match

Prepaid credit card #1: paysafecard

Out of the prepaid credit cards available on our platform, paysafecard is certainly the most diverse one. You can buy it as a code, similar to Neosurf, CASHlib or Ticket Premium. For that you don’t need to make an account.

However, what’s different with paysafecard is that it also offers account and e-wallet functionality. With an account you can keep an overview of all your paysafecard codes, enjoy some additional benefits, or even order a physical prepaid card, if that’s your thing. A physical prepaid card could be reloaded multiple times and used both online and offline.

Whether you choose to buy with or without an account, paysafecard gives you the same safety and privacy as other prepaid credit cards.

How do you get paysafecard?

The options are two - go to a retail location, or buy paysafecard online within seconds. If you like things quick and convenient, go for the second option and buy with your favourite payment method - be it PayPal, Discover or Diners. Paysafecard is available with a value of 20, 25, 50 and 100 GBP.

What is paysafecard best suited for?

Good news - A LOT! You can use paysafecard for (luck-based) gaming, but also dating, shopping, internet services, social media and entertainment. You can even top up your other prepaid credit cards with it - e.g. Skrill.

Paysafe, the issuer of paysafecard, is actively expanding its partnership network, so if you go for paysafecard, you’d be choosing a flexible prepaid payment solution with lots of perspective. This may not matter if you’re only planning to use your prepaid credit card on specific websites (e.g. for gaming or luck-based entertainment). However, if you like the idea of being able to shop on a variety of websites and keep a nifty overview of your codes and spendings within an online account, paysafecard can offer you that.

As is the case with all other prepaid credit cards we offer, paysafecard means safety and privacy when buying online. That does depend on the amount you want to spend with it, though, but we’ll get to that in a bit.

paysafecard key features

  • Accepted as a direct payment method on a wide variety of (luck-based) gaming, dating, entertainment and other websites
  • Offers online account/wallet functionality
  • Can be used to top up your Skrill eWallet
  • Does not expire

When is paysafecard not for you?

  • If you want to make a payment over 40 GBP without making an account. Paysafecard codes have a maximum purchase limit of 40 GBP.
  • If you’re not planning to spend your paysafecard value within 6 months. Although the code itself doesn’t expire, a maintenance fee of 3 GBP per month does apply after the 7th month after purchase.

Prepaid credit card #2: CASHlib

A CASHlib voucher is a prepaid payment method. Although it falls under the larger category of prepaid credit cards, it doesn’t actually come in the form of a card. Instead, it’s a 16-digit code. You can currently buy CASHlib vouchers worth 10, 20, 50 or 100 GBP.

To buy a CASHlib voucher, you don’t need to make an account.

Where to purchase a CASHlib prepaid credit card?

Depending on how you want to pay for your code (and how much time you have on your hands), you can buy CASHlib offline or online.

For everyone who likes doing things in a fast and simple way, you can get your CASHlib voucher here. It works in seconds and you can pay with a variety of methods, including PayPal.

What is CASHlib best suited for?

CASHlib vouchers are especially convenient for gaming and luck-based entertainment. CASHlib has partnerships with over 1000 major (luck-based) gaming websites. Thanks to that, you can use your voucher as a direct payment method on these websites.

That means that any payment you make with CASHlib remains safe, because the only information you provide is the 16-digit code.

CASHlib key features:
  • Safe and discrete transactions
  • Accepted as a direct payment method on 1000+ (luck-based) gaming websites
  • You can use multiple vouchers for one transaction. That’s handy if you have a bit of money left in an old voucher, which would otherwise go to waste!
  • Valid for 6 months from the date of purchase

When is CASHlib not for you:
  • If you want to make online payments that aren’t related to gaming or luck-based entertainment. Currently, CASHlib’s partnerships are only with (luck-based) gaming websites. That’s why it wouldn’t be the best choice for you.
  • If you want to make a big purchase. CASHlib use has some limitations. One of them is that you can only make a transaction for products or services worth up to 1300 GBP/1500 EUR with CASHlib.
  • If the gaming or luck-based entertainment website you want to use is not a CASHlib partner.

Prepaid credit card #3: Ticket Premium

Ticket Premium is a prepaid payment method that comes as a code. You can buy a Ticket Premium worth 10, 25, 50 or 100 GBP.

You don’t have to make an account when you buy your code, which makes the transaction safe and discrete.

Where to purchase a Ticket Premium prepaid credit card?

You can buy your Ticket Premium code offline at a retail location, or online in seconds. Which option you choose depends on how you want to pay. If you can use PayPal, Discover or Diners, then you don’t need to leave the comfort of your home to get your Ticket Premium code.

What is Ticket Premium best suited for?

If you’re looking for a payment method for your favourite gaming or luck-based entertainment website, Ticket Premium would be a great choice. It partners with a wide variety of (luck-based) gaming websites, which accept the 10-digit code as a direct payment method. That’s super convenient whether you want to keep using your favourite website, or you’re curious to try a new game platform.

To make a payment with Ticket Premium, you only need to provide the code during checkout. No personal or banking details required, so you can enjoy your favourite entertainment without worrying about safety or privacy.

Ticket Premium key features:
  • Full safety of transactions
  • Accepted as a direct payment method on a wide variety of gaming and luck-based entertainment websites
  • Valid for 1 year after purchase.

When is Ticket Premium not for you:
  • If you want to make online payments that aren’t related to (luck-based) gaming. Ticket Premium’s partnerships and business model are aligned around gaming and luck-based entertainment.
  • If the gaming or luck-based entertainment website you want to use isn’t a Ticket Premium partner.

A safe bet: CASHlib versus Ticket Premium

Since there are so many similarities between CASHlib and Ticket Premium, it can be hard to choose between them. Frankly, if you’re looking for a simple payment solution for gaming or luck-based entertainment online, then you’d be making a good choice with either of these options.

However, keep in mind that CASHlib is valid for 6 months, whereas you can use your Ticket Premium for a whole year after purchase. In both cases, after the expiry date, a monthly fee will be deducted from the voucher’s value. For CASHlib, this fee is 2.50 GBP per month, and for Ticket Premium - 10 EUR (about 9 GBP) per month. This doesn’t matter if you’re planning on using your voucher within 6 months. However, if you want to take your time with spending the whole voucher amount, stick with Ticket Premium.

So, are you the CASHlib or the Ticket Premium type? Neither? Not to worry, there are more options for you!

Prepaid credit card #4: Neosurf

Neosurf is a 10-digit code which can be purchased and used as a prepaid payment method online. Neosurf codes are currently available with a value of 15, 20, 50 or 100 GBP.

You don’t need an account to buy Neosurf. However, if you choose so, you can make an account. That could be useful to use as an e-wallet, as well as a platform to top up other prepaid cards you might have.

Where to purchase a Neosurf prepaid credit card?

No surprises there - you can get Neosurf offline in a shop. Or, you can click here and get your code within a few seconds, using PayPal, Discover or Diners.

What is Neosurf best suited for?

Are you looking for a safe payment method for gaming or luck-based entertainment online? Neosurf can be that for you. However, it can also be a lot more.

Neosurf has a broad list of partnerships with dating and payment services. On the one hand, that means you can buy more with Neosurf as a payment method. On the other hand, you can use Neosurf to top up other prepaid cards you have.

Paying with Neosurf is always safe and private, because all you provide to the merchant is the 10-digit code. No personal data in, no personal data out.

Neosurf key features:
  • Full safety of transactions
  • Accepted as a direct payment method on a wide variety of (luck-based) gaming, dating and other websites
  • Valid for 1 year after purchase.

When is Neosurf not for you:
  • If the website or service you’re planning to use it for isn’t a Neosurf partner
  • If you’re not planning to use the voucher within 6 months after purchase. Even though the voucher is valid for a whole year, a 2 EUR (about 1,70 GBP) fee will be deducted every month after 6 months of inactivity

Decided on the best prepaid credit card for you?

Now that you know everything important about the prepaid credit cards on our platform, you can make your choice with confidence. What will it be? Take your pick!

Note that mobiletopup.co.uk only provides a platform via which you can buy a prepaid card, offered by different issuers. The terms & conditions of the issuer always apply to the product bought via mobiletopup.co.uk. We do our best to provide accurate information, however, we accept no liability for the accuracy of the information as for instance circumstances may change and information that was accurate at the time of posting will not necessarily remain so.

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