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30/04/2020 - 

Choosing a Prepaid Credit Card: A Side-by-Side Comparison

If you’re in the market for a prepaid credit card, you’ve found the right place. With a wide range of products, has the prepaid card for you. But how do you decide which one to choose?

To help you with that, we’ll give you a breakdown of the prepaid credit cards we offer - CASHlib, Ticket Premium and Neosurf.

Check out your prepaid credit cards

If you already know your must-haves in a prepaid card, the visual below can help you make a quick choice.

For those of you who like a few more details, read on to find what the key features of all our prepaid credit cards are, and what each of them is best suited for.

Let’s get started.


Exhibit #1: CASHlib

A CASHlib voucher is a prepaid payment method. Although it falls under the larger category of prepaid credit cards, it doesn’t actually come in the form of a card. Instead, it’s a 16-digit code. You can currently buy CASHlib vouchers worth 10, 20, 50 or 100 GBP.

To buy a CASHlib voucher, you don’t need to make an account and under normal circumstances, you don’t have to provide any personal identification.

  • How do you get CASHlib?

Depending on how you want to pay for your code (and how much time you have on your hands), you can buy CASHlib offline or online. Are you wondering why anyone would choose to buy it offline? It’s because that’s the only way you can pay for it with cash. And for anyone who doesn’t have a bank account or wants to use cash for online payments, that’s an attractive option.

For everyone else, a much simpler way to get your CASHlib voucher is here. It works in seconds and you can pay with PayPal, Discover, Diners, or Visa.

  • What is CASHlib best suited for?

CASHlib vouchers are especially convenient for gaming and luck-based entertainment. CASHlib has partnerships with over 1000 major (luck-based) gaming websites. Thanks to that, you can use your voucher as a direct payment method on these websites.

That means that any payment you make with CASHlib remains safe, because the only information you provide is the 16-digit code.

  • CASHlib key features:

  • Safe and discrete transactions

  • Accepted as a direct payment method on 1000+ (luck-based) gaming websites

  • You can use multiple vouchers for one transaction. That’s handy if you have a bit of money left in an old voucher, which would otherwise go to waste!

  • Valid for 6 months from the date of purchase

When is CASHlib not for you:

  • If you want to make online payments that aren’t related to gaming or luck-based entertainment. Currently, CASHlib’s partnerships are only with (luck-based) gaming websites. That’s why it wouldn’t be the best choice for you.

  • If you want to make a big purchase. CASHlib use has some limitations. One of them is that you can only make a transaction for products or services worth up to 1300 GBP/1500 EUR with CASHlib.

  • If the gaming or luck-based entertainment website you want to use is not a CASHlib partner.

Exhibit #2: Ticket Premium

Ticket Premium is a prepaid payment method that comes as a code. You can buy a Ticket Premium worth 10, 25, 50 or 100 GBP.

You don’t have to make an account when you buy your code, which makes the transaction safe and discrete.

  • How do you get Ticket Premium?

You can buy your Ticket Premium code offline at a retail location, or online in seconds. Which option you choose depends on how you want to pay. Cash payments are of course only possible offline. But if you can use PayPal, Discover, Diners, or Visa, then you don’t need to leave the comfort of your home to get your Ticket Premium code.

  • What is Ticket Premium best suited for?

If you’re looking for a payment method for your favourite gaming or luck-based entertainment website, Ticket Premium would be a great choice. It partners with a wide variety of (luck-based) gaming websites, which accept the 10-digit code as a direct payment method. That’s super convenient whether you want to keep using your favourite website, or you’re curious to try a new game platform.

To make a payment with Ticket Premium, you only need to provide the code during checkout. No personal or banking details required, so you can enjoy your favourite entertainment without worrying about safety or privacy.

  • Ticket Premium key features:

  • Full safety of transactions

  • Accepted as a direct payment method on a wide variety of gaming and luck-based entertainment websites

  • Valid for 1 year after purchase.

  • When is Ticket Premium not for you:

  • If you want to make online payments that aren’t related to (luck-based) gaming. Ticket Premium’s partnerships and business model are aligned around gaming and luck-based entertainment.

  • If the gaming or luck-based entertainment website you want to use isn’t a Ticket Premium partner.

A safe bet: CASHlib versus Ticket Premium

Since there are so many similarities between CASHlib and Ticket Premium, it can be hard to choose between them. Frankly, if you’re looking for a simple payment solution for gaming or luck-based entertainment online, then you’d be making a good choice with either of these options.

However, keep in mind that CASHlib is valid for 6 months, whereas you can use your Ticket Premium for a whole year after purchase. In both cases, after the expiry date, a monthly fee will be deducted from the voucher’s value. For CASHlib, this fee is 2.50 GBP per month, and for Ticket Premium - 10 EUR (about 9 GBP) per month. This doesn’t matter if you’re planning on using your voucher within 6 months. However, if you want to take your time with spending the whole voucher amount, stick with Ticket Premium.

So, are you the CASHlib or the Ticket Premium type?

Neither? Not to worry, we have more options for you!

Exhibit #3: Neosurf

Neosurf is a 10-digit code which can be purchased and used as a prepaid payment method online. Neosurf codes are currently available with a value of 15, 20, 50 or 100 GBP.

You don’t need an account to buy Neosurf. However, if you choose so, you can make an account. That could be useful to use as an e-wallet, as well as a platform to top up other prepaid cards you might have.

  • How do you get Neosurf?

No surprises there - you can get Neosurf offline and pay with cash. Or, you can click here and get your code within a few seconds, using PayPal, Discover, Diners, or Visa.

  • What is Neosurf best suited for?

Are you looking for a safe payment method for gaming or luck-based entertainment online? Neosurf can be that for you. However, it can also be a lot more.

Neosurf has a broad list of partnerships with dating and payment services. On the one hand, that means you can buy more with Neosurf as a payment method. On the other hand, you can use Neosurf to top up other prepaid cards you have.

So, with a few clicks, you can get a universal prepaid payment tool that doesn’t require you to have a bank account, or to leave your home.

Paying with Neosurf is always safe and private, because all you provide to the merchant is the 10-digit code. No personal data in, no personal data out.

  • Neosurf key features:

Full safety of transactions
Accepted as a direct payment method on a wide variety of (luck-based) gaming, dating and other websites
Valid for 1 year after purchase.

  • When is Neosurf not for you:

If the website or service you’re planning to use it for isn’t a Neosurf partner.
If you’re not planning to use the voucher within 6 months after purchase. Even though the voucher is valid for a whole year, a 2 EUR (about 1,70 GBP) fee will be deducted every month after 6 months of inactivity. Don’t worry too much about it, though - just buy your voucher when you need it, rather than much in advance. Ordering is easy, so be spontaneous!

Are you ready?

Now that you know everything important about the prepaid credit cards we offer, you can make your choice with confidence. What will it be? Take your pick!

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