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30/04/2020 - 

Choosing the best prepaid credit card for you: a side-by-side comparison

Which prepaid credit card best fits your need

If you’re in the market for a prepaid credit card, you’ve found the right place. With a wide range of products, mobiletopup.co.uk offers the prepaid card for you. But how do you decide which one to choose? To help you with that, we’ll give you a comparison of the prepaid credit cards offered via paysafecard,CASHlib, and Neosurf.

Check out our prepaid credit cards

If you already know your must-haves in a prepaid card, the comparison chart below can help you make a quick choice. For those of you who like a few more details, read on to find what the key features of all our prepaid credit cards are, and what each of them is best suited for.

Let’s get started.

Compare prepaid credit cards for the best match

Prepaid credit card #1: paysafecard

Out of the prepaid credit cards available on our platform, paysafecard is certainly the most diverse one. You can buy it as a code, similar to Neosurf or CASHlib. For that you don’t need to make an account.

However, what’s different with paysafecard is that it also offers account and e-wallet functionality. With an account you can keep an overview of all your paysafecard codes, enjoy some additional benefits, or even order a physical prepaid card, if that’s your thing. A physical prepaid card could be reloaded multiple times and used both online and offline.

Whether you choose to buy with or without an account, paysafecard gives you the same safety and privacy as other prepaid credit cards.

How do you get paysafecard?

The options are two - go to a retail location, or buy paysafecard online within seconds. If you like things quick and convenient, go for the second option and buy with your favourite payment method - be it PayPal, Discover or Diners. Paysafecard is available with a value of GBP 20, 25, 50 and 100.

What is paysafecard best suited for?

Good news - A LOT! You can use paysafecard for (luck-based) gaming, but also dating, shopping, internet services, social media and entertainment. You can even top up your other prepaid credit cards with it - e.g. Skrill.

Paysafe, the issuer of paysafecard, is actively expanding its partnership network, so if you go for paysafecard, you’d be choosing a flexible prepaid payment solution with lots of perspective. This may not matter if you’re only planning to use your prepaid credit card on specific websites (e.g. for gaming or luck-based entertainment). However, if you like the idea of being able to shop on a variety of websites and keep a nifty overview of your codes and spendings within an online account, paysafecard can offer you that.

As is the case with all other prepaid credit cards we offer, paysafecard means safety and privacy when buying online. That does depend on the amount you want to spend with it, though, but we’ll get to that in a bit.

paysafecard key features

  • Accepted as a direct payment method on a wide variety of (luck-based) gaming, dating, entertainment and other websites
  • Offers online account/wallet functionality
  • Can be used to top up your Skrill eWallet
  • Does not expire

When is paysafecard not for you?

  • If you want to make a payment over GBP 40 without making an account. A paysafe voucher has a maximum purchase limit of GBP 40.
  • If you’re not planning to spend your paysafecard value within 6 months. Although the code itself doesn’t expire, a maintenance fee of GBP 3 per month does apply after the 7th month after purchase.

Prepaid credit card #2: CASHlib

A CASHlib voucher is a prepaid payment method. Although it falls under the larger category of prepaid credit cards, it doesn’t actually come in the form of a card. Instead, it’s a 16-digit code. You can currently buy CASHlib vouchers worth GBP 10, 20, 50 or 100.

To buy a CASHlib voucher, you don’t need to make an account.

Where to purchase a CASHlib prepaid credit card?

Depending on how you want to pay for your code (and how much time you have on your hands), you can buy CASHlib offline or online.

For everyone who likes doing things in a fast and simple way, you can get your CASHlib voucher here. It works in seconds and you can pay with a variety of methods, including PayPal.

What is CASHlib best suited for?

CASHlib vouchers are especially convenient for gaming and luck-based entertainment. CASHlib has partnerships with over 1000 major (luck-based) gaming websites. Thanks to that, you can use your voucher as a direct payment method on these websites.

That means that any payment you make with CASHlib remains safe, because the only information you provide is the 16-digit code.

CASHlib key features:
  • Safe and discrete transactions
  • Accepted as a direct payment method on 1000+ (luck-based) gaming websites
  • You can use multiple vouchers for one transaction. That’s handy if you have a bit of money left in an old voucher, which would otherwise go to waste!
  • Valid for 6 months from the date of purchase

When is CASHlib not for you:
  • If you want to make online payments that aren’t related to gaming or luck-based entertainment. Currently, CASHlib’s partnerships are only with (luck-based) gaming websites. That’s why it wouldn’t be the best choice for you.
  • If you want to make a big purchase. CASHlib use has some limitations. One of them is that you can only make a transaction for products or services worth up to GBP 1300 /EUR 1500 with CASHlib.
  • If the gaming or luck-based entertainment website you want to use is not a CASHlib partner.

Prepaid credit card #3: Neosurf

Neosurf is a 10-digit code which can be purchased and used as a prepaid payment method online. Neosurf codes are currently available with a value of GBP 15, 20, 50 or 100.

You don’t need an account to buy Neosurf. However, if you choose so, you can make an account. That could be useful to use as an e-wallet, as well as a platform to top up other prepaid cards you might have.

Where to purchase a Neosurf prepaid credit card?

No surprises there - you can get Neosurf offline in a shop. Or, you can click here and get your code within a few seconds, using PayPal, Discover or Diners.

What is Neosurf best suited for?

Are you looking for a safe payment method for gaming or luck-based entertainment online? Neosurf can be that for you. However, it can also be a lot more.

Neosurf has a broad list of partnerships with dating and payment services. On the one hand, that means you can buy more with Neosurf as a payment method. On the other hand, you can use Neosurf to top up other prepaid cards you have.

Paying with Neosurf is always safe and private, because all you provide to the merchant is the 10-digit code. No personal data in, no personal data out.

Neosurf key features:
  • Full safety of transactions
  • Accepted as a direct payment method on a wide variety of (luck-based) gaming, dating and other websites
  • Valid for 1 year after purchase.

When is Neosurf not for you:
  • If the website or service you’re planning to use it for isn’t a Neosurf partner
  • If you’re not planning to use the voucher within 6 months after purchase. Even though the voucher is valid for a whole year, a EUR 2 (about GBP 1,70) fee will be deducted every month after 6 months of inactivity

Decided on the best prepaid credit card for you?

Now that you know everything important about the prepaid credit cards on our platform, you can make your choice with confidence. What will it be? Take your pick!

Note that mobiletopup.co.uk only provides a platform via which you can buy a prepaid card, offered by different issuers. The terms & conditions of the issuer always apply to the product bought via mobiletopup.co.uk. We do our best to provide accurate information, however, we accept no liability for the accuracy of the information as for instance circumstances may change and information that was accurate at the time of posting will not necessarily remain so.

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